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Requirements
for Unsecured Personal Loans up to 150K
Personal
Credit Report
- Fico Score on all three bureaus not less then 700.
- No more then 5 inquiries on each of the three bureau
credit reports in past 6 months.
- No late pays, no liens, law suits, judgments or
bankruptcy.
- Revolving debt not more then 30% utilization.
- No Fraud alert placed on file.
- Compensation: 20% on the back end
Requirements for Unsecured Business Loans & Lines of Credit 100K
– 750K
Personal
Credit Report
- Fico Score on all three bureaus not less then 700.
- No more then 5 inquiries on each of the three bureau
credit reports in past 6 months.
- No late pays, no liens, law suits, judgments or
bankruptcy.
- Revolving debt not more then 30% utilization.
- No Fraud alert placed on file.
- Compensation: 20% on the back end.
Business (we
can assist you to meet requirements bellow)
- Gross should be around 800K
- Business should be at least 3 years old.
- Should be profitable (Net at least 10%).
- D&B established (Paydex 80 desired, but not
required).
- Filed tax returns.
- If you have a partner (50/50) then his/her credit must
meet personal credit requirements (See above).
- Both partners must personally guaranty a new loan.
- A cost of $2,500 upfront to get started.
- Provide opening bank deposit for any bank account the
program opens. The deposit is your property.
- Office location with land line registered with 411.
- Compensation: 20% on the back end.
Here are the
options:
Unsecured Personal Loans up to 150K
Quick and Worry-Free Unsecured Loan
Do you have an unexpected
expense or urgent large purchase? We can help with our no-hassle Unsecured
Loans.
- As low as 9.90% APR
- Ideal if you need a set amount of immediate funds
- Peace of mind in knowing you have set terms and monthly
payments
- No collateral required
- Loans amounts from $15,000 to $50,000 (multiple landing
institutions)
- Quick approval process with funds available the same
day, in most cases
- No prepayment penalty
- Convenient automatic payment or monthly coupons
Unsecured Loans & Lines of Credit
100K – 750K
Business can be unpredictable. Opportunities arise. Equipment breaks. Revenue
doesn’t come in as planned. For all the reasons that borrowing becomes a
necessary business move, we are here to see you through.
We’ll arrange your loan or line of credit quickly, so you can get back to
business. A loan with the right terms and the flexibility to do what you need
to do. Namely, make your business prosper.
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Small Business Line of Credit: Sometimes you experience temporary cash shortfalls and
need to borrow for business expenses such as purchasing, restocking
inventory, making seasonal or volume purchases, or taking advantage of trade
discounts.
The Small Business Line of Credit is designed to help
businesses like yours. All you need to do is satisfy lending requirements.
It’s straightforward. Simple. And there when you need
it.
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Requirements
- Your small business generates
a sales volume of up to $10 million.
- You satisfy lending
requirements—including credit approval.
- The line of credit normally
must have a zero balance for a specific time annually.
- Collateral can range from
accounts receivable to corporate or personal assets.
Application Process
- Establish a line of credit
and sign a “Master Note”.
- Set the dollar amount of the
note. Advances are available up to that amount.
Other Features
- The interest rate is
floating, based on an index such as the prime rate.
- Access it by phone.
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Term Loans:Term Loans take the guesswork and uncertainty out of
borrowing. When you choose Term Loans to finance your business needs, you’ll
know what your monthly payment is and how long you’ll be paying it—usually
2-5 years.
Interest rates are either fixed or floating. Accounts
receivable and corporate or personal assets can serve as collateral.
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Features
- Fixed monthly payment for the
length of the loan
- Fixed term for the loan
itself—usually 2-5 years
- Fixed or floating interest
rates
- A range of choices for
collateral
- Accounts receivable
- Corporate assets
- Personal assets
Other Available Options
- Accounts Financing
- Flex Loans
- Equipment Loans
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Business Credit Cards: Another of our superior services for smaller companies,
Business Credit Cards give you and your employees the freedom to purchase and
pay just about anywhere worldwide—and you set the individual credit lines for
your employees.
With no annual fee, valuable tax benefits, free cards
for your employees, and secure online access to account information, Business
Credit Cards help your business work better.
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Features
- No annual fee
- Payments made easy
- Exclusive online account
access
- Flexible billing options
- Add additional cards for
employees
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